
Digital Solutions
Digital Underwriter360 for P&C
Insight Driven Digital Underwriting Platform
Property/casualty underwriting is at the heart of the insurance business. The underwriting discipline has taken important leaps forward by providing technology solutions to automate
parts of the workflow and provide the underwriter with new insights and scores to augment their risk analysis. Now, underwriting is poised to take another great leap forward – and the changes coming over the next 5-10 years are expected to completely revolutionize commercial and specialty lines underwriting.
Insurers Expect Big Changes
The underwriting discipline has taken important leaps forward by providing technology solutions to automate parts of the workflow and provide the underwriter with new insights and scores to augment their risk analysis. With Digital Underwriter360, underwriting will to take another great leap forward and keep ahead of the changes coming over the next 5-10 years that will revolutionize commercial lines underwriting.
Moving Forward: Digital Thinking & Platform Vision
Forming a framework to support digital underwriting requires thinking differently about the roles, processes, and technologies that enable digital transformation. Next-generation underwriting needs to provide a digital underwriting platform with three attributes that are key to digital thinking: intuitive, integrated and insightful.
Technology Prowness
What is required is really a digital underwriting platform that enables not only today’s workflow and process but elevates the process and automation. This new evolution of underwriting is powered by next generation underwriting solutions that leverage a digital no code/low code platform, AI and advanced predictive analytics, and new communication and collaboration tools.

Insurance Solutions
Rich and Robust Dashboard
End-to-end underwriter workflow management
- Provide efficient routing and case management
- Drive intelligent data ingestion and extraction for standardized and automated processing
- Free up time and processes with digital processes


Intuitive, Quick and Simple Portfolio Management
Clear view of the sweet spot with insight driven multi-level risk view for responsive action
- Keep underwriters up to date with real time portfolio view to optimize risk assessment
- Multi-lensed view to capture nuanced performance metrics to profitably underwrite risk
Empower Collaboration
Create a culture of collaboration and engagement between underwriters and brokers with data and predictive analytics driven dashboard views
- Enable new data sources and analytics to help assess risk
- Refine rules and leverage technologies like AI to collect, automate, and analyze the data to provide a full picture of the exposures for a given submission



“The potential for underwriting transformation in P&C is tremendous. Our research indicates significant recognition that this will take a new solution and set of technologies separate from policy management solutions. To make this great leap forward, insurers need new thinking on roles and processes coupled with a new digital platform that is advanced beyond the portals and workbenches of the past. Majesco Digital Underwriter360 represents an innovative new solution that will help revolutionize underwriting.”
Deb Smallwood, Senior Partner, Strategy Meets Action
Featured Resources
Blog
Underwriting in a New Digital Age for Commercial Insurance
Underwriters in the commercial market are, in some ways, facing a promising future: Valuate Reports recently estimated that the segment’s compound annual growth rate through 2028 would be 8.5 percent[1] – arguably a healthy clip by any standard. This is far above the overall average Direct Written Premium (DWP) growth rate of 3-4% over the…
Blog
Commercial Lines Underwriting: Innovating to Compete
Underwriting in insurance can make a competitive difference. Most insurers don’t argue this fact. Is the difference enough, however, to undergo a major underwriting transformation effort? Yes, but what if underwriting could undergo a major leap forward without a major transformation effort? What if new technology could bridge the gap between nearly any type of…
FAQ
Exploring the gaps requires an assessment of today’s pain points and the opportunities for improvement. Pain points for underwriting fall into two primary categories: process/workload and data/views of risk. There are key gaps, and the ways to address the pain points created by the gaps center around data, transformational technologies, and tactical tools.
The pain points and gaps have led the underwriting department to express the need for opportunities to enhance today’s capabilities. These include: improved workflow management and automation, better use of data sources, increased collaboration, and portfolio analysis capabilities.
The demand for an advanced solution for commercial lines underwriting is strong as insurers seek to gain deeper insights and free up underwriters to focus on complex risks assessment and portfolio management. The recommended actions include create your future vision, build your roadmap, and then identify your partners.
