Launch new products with less rework
Adapt individual offerings as market needs change with reusable product features, rules, and workflows.
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Connect product design, underwriting, policy, billing, and claims on a flexible foundation built to help you launch faster and serve customers and distribution partners with less friction.
Lines of business
Business Value
One adaptable foundation helps you launch products, connect the policy lifecycle, improve retail experiences, and bring intelligence into everyday work.
Adapt individual offerings as market needs change with reusable product features, rules, and workflows.
Bring policy, billing, and claims together on one foundation to reduce fragmentation and improve operational consistency.
Use digital capabilities, portals, and data-driven insight to make it easier for customers and distribution partners to do business.
Use embedded analytics, Copilot, and agentic AI to help teams resolve exceptions, reduce manual effort, and make faster decisions — with people in control.
Lines of business
Choose the capabilities you need to launch, underwrite, administer, bill, and service individual products — then expand as your business grows..
Supports individual life portfolios with straightforward protection products that can be managed alongside other coverage types.
Supports individual customers seeking lifelong protection while broadening the carrier’s product portfolio.
Supports flexible individual life offerings as customer needs and product strategies evolve.
Supports individual life portfolios with an interest-sensitive option that broadens product choice.
Supports individual life portfolios with investment-linked coverage and a connected policy, billing, and claims experience.
Supports individual protection portfolios with coverage for accidental death and dismemberment.
Supports individual protection portfolios with coverage for accidental death and dismemberment.
Supports individual retirement and income portfolios with an indexed annuity option for product choice.
Supports individual retirement and income portfolios with an investment-based annuity option.
Supports individual protection portfolios with coverage for accidental injuries and related needs.
Supports individual protection portfolios with coverage designed for qualifying critical health events.
Supports individual protection portfolios with coverage that helps address costs associated with hospital stays.
Supports individual protection portfolios with coverage that helps address cancer-related financial needs.
Supports individual income protection with options for short- and long-term disability needs.
Supports individual planning for future long-term care needs with an additional protection option.
Supports individual health portfolios with coverage for dental care needs.
Supports individual health portfolios with coverage for vision care needs.
Supports individual health portfolios with supplemental coverage for Medicare-related needs.
Supports individual health portfolios with broad medical coverage for a range of healthcare needs.
Supports individual protection portfolios with coverage for eligible pet health expenses.
Implementation
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Majesco supports individual insurance on a cloud-native LA&H foundation that connects product design, underwriting, policy administration, billing, and claims. The broader foundation can also support group, voluntary benefits, and worksite lines.
Reusable product features, rules, and workflows help teams adapt offerings as market needs change, while Product Studio supports business-friendly configuration of product, rate, and rule configuration.
Yes. The LA&H Intelligent Core Suite brings policy, billing, and claims together on one foundation to support the end-to-end policy lifecycle.
The LA&H Intelligent Core Suite includes individual Market Readiness capabilities such as Illustrations, Joint Life, and Absolute Assignments to help carriers differentiate retail products.
Embedded analytics, Copilot, and agentic AI can help teams automate work, resolve exceptions, and make faster decisions across policy, billing, claims, and underwriting workflows, with people in control.
